Murabaha Machinery Finance

Finance your Machine with Murabaha from Banks/MFIs

WatanPlus helps banks, MFIs, suppliers, and MSMEs complete machinery finance with transparent procurement and proper documentation.

Bank/MFIFinances the machine
SupplierReceives direct payment
MSMEReceives the asset
MurabahaInstallment repayment

Core Model

Clear roles in one workflow

Banks & MFIs

Finance the machine and pay the supplier under a Murabaha structure.

Suppliers

Provide verified machinery, quotation details, delivery terms, and support documentation.

MSMEs

Receive productive machines and repay the financier according to the approved arrangement.

Facilitation Steps

Murabaha procurement facilitation

Need and Asset Definition

Define machine type, use case, production target, and operating constraints before quotation.

  • Customer requirement note is documented
  • Asset eligibility for Murabaha is confirmed
  • Expected performance and constraints are recorded

Value for Institutions

Why banks and MFIs use WatanPlus

Risk Control

Lower procurement conflict and supplier risk exposure.

Better Documentation

Cleaner audit trails for compliance and monitoring teams.

Real Asset Visibility

Stronger confidence that financing is tied to real machinery delivery.